Insurance companies rearly reward loyalty and so I have found, after nearly 30 years dealing in international property, that it is essential to go to a home insurance quote comparison site before every renewal. Hundreds of dollars can be saved and its free to do.
The home is usually the biggest investment we will ever make and the cost of repair of damage after extreme weather or an accident in the home could cause financial difficulty or even potentially a crisis.
Of course cost is not the only factor as it is important to ensure that the level of cover of the home insurance policy is sufficient although this is the major component that determines the cost of the home insurance.
So I recommend that having determined the level of cover of the property and personal belongings it should be an annual event to go to a home insurance comparison site to get the best quote.
Do you agree that divorce is biased against men?
"Enough is Enough"
I have decided enough is enough. I’m tired of seeing my fellow men, my brothers in arms, being taken advantage of again and again and again.
I’m tired of seeing them lose everything that they worked so hard to get the money to buy – like their homes and their cars.
I’m tired of seeing them lose their life savings and be forced to struggle for the rest of their lives to make child support and alimony payments that have been set way too high and that doom them to living lives of “just getting by.”
I’m so tired of this, in fact, that I’ve decided to break the lawyers’ unwritten rules and reveal the true insider secrets you need to know to win your divorce.
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Divorce makes men feel devastated...
Seb Walker (guardian.co.uk)
Divorce makes men feel devastated, confused, betrayed and even suicidal; while women are more likely to feel relieved, liberated and happy following a split, according to a report published today.
While breaking up will usually make adults feel happier than they were before, divorced men are more prone than women to find solace in drinking. They are also more likely to go back to an old flame, have casual sex or join a dating agency.
Divorced women will give greater focus than men to engaging in "positive" activities such as spending time with friends or family, or seeing a counsellor for therapy. In contrast, men will worry more about finding a new partner and throw themselves into their work as a distraction.
The survey, which questioned 3,515 divorced adults about the impact of their marital break-up, found that nearly three-quarters of those separating more than two years ago were happier now. Splitting up within the last 2 years had left 57% of divorcees happier.
But the most significant trend highlighted by the research was that women are comprehensively shown to handle divorce better than their male partners.
Recent splits had left 23% of men devastated, whereas with women the figure was lower at 20%. Of recently divorced women, 46% said they felt "liberated" at being single; only 37% of the men concurred.
Among the recent divorcees, 7% of men said they were "suicidal", as opposed to just 3% of women.
The report suggested that the figures were the result of women's "greater emotional strength", pointing to differences in coping strategies among both sexes.
Men were more likely to take time off from work (8% versus 6%) as well as being more likely to be unable to work as well as usual (13% versus 10%). More women will spend more of their time with friends (51% versus 38%), while men are more likely to turn to alcohol (33% to 23%) or casual sex (23% versus 12%).
Despite going through greater inner turmoil as the result of a divorce, men are actually more likely than women to remarry first. None of the women respondents had remarried within the first 2 years of a break-up, but 4% of the men had.
Two or more years later, 15% of the men had remarried; for women the figure was just 5%. More of the women were just not interested in a new relationship, preferring to cohabit or just date instead.
The biggest fear among both sexes after a divorce was whether they would have enough to live on, followed by concern about the impact the split might have on their children.
But the most striking aspect of the research, commissioned by Yorkshire Building Society to help design better mortgage products for divorcees, was that men were shown to suffer more emotional trauma than women following a marital break-up.
More than two years after a divorce, 41% of men were still sad about the failure of their marriage; for women the figure was only 33%.
"The differences between men and women's emotional experience of divorce is startling; women simply appear to be stronger than men throughout a break-up and afterwards," said Rachel Court, head of mortgages at Yorkshire Building Society.
A divorced fathers journey...
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STILL A DAD: THE DIVORCED FATHER'S JOURNEY by Serge Prengel (Mission Creative Energy, NY, 1999). "Even when there is no physical violence, the adversarial system fosters a climate of all-out war in which the end justifies the means." In the opinion of this men's advocacy group, if you don't get anything else, take this statement home with you. It is something that almost everyone familiar with divorce in America has come to know, but now it's official. You've read it from an expert and an advocate for change. But, Prengel's book is not an angry one. It makes good reading for both men and women. It focuses on one man's journey through the divorce process and into maturity as a father and human being. It is a, "must read", for those interested in the human experience.
STILL A DAD: THE DIVORCED FATHER'S JOURNEY by Serge Prengel (Mission Creative Energy, NY, 1999). "Even when there is no physical violence, the adversarial system fosters a climate of all-out war in which the end justifies the means." In the opinion of this men's advocacy group, if you don't get anything else, take this statement home with you. It is something that almost everyone familiar with divorce in America has come to know, but now it's official. You've read it from an expert and an advocate for change. But, Prengel's book is not an angry one. It makes good reading for both men and women. It focuses on one man's journey through the divorce process and into maturity as a father and human being. It is a, "must read", for those interested in the human experience.
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