Usually in a divorce, the couple that is divorcing needs to make the decision about who is going to keep the house. They need to work this out on their own or make sure that the courts address it. You have to make the decision about what will be done with the property. There are many different options and it is important to make sure that the decision is best for everyone involved.
In a divorce it is usually determined what is going to be done with the house. You can either sell it and split the profits between the two people that are getting divorced if they own it, one person can offer to let the other one have it, or the other party will buy out the ex spouse. It will depend on how the divorce is settled to determine this decision. It is always better when things are worked out easily, but sometimes this is not possible and the couple will have to seek the help from an attorney or court system.
If you are the one that is ready to take on the challenge of keeping the home, you will want to make sure of a few things first. You will want to be certain that you can take on the mortgage payments. You will have to decide if this is a payment that you can afford each month. You must make sure that you have thought about your income now that you are divorced and what you will be able to afford.
You will also want to think about the fact if you really do want the house or not. You have to want the house because it is where you want to stay and not just be the winner of the house to spite the other person. You have to get through these feelings and then determine if this is where you want to stay and rebuild your life after the divorce.
Sometimes it is better for the couples to decide if they should sell the house or not. It is important to think about the financial security that you have in time and think about what you can afford to loose and gain in the situation. Do you really want to start your new life over in a house that you once shared with your ex? Is this the house that you grew up in and want to keep it for sentimental value, or do you want to make sure that your children are raised in the home that they know and love? These are a few of things that sometimes people need to think about and have the right answers for when it comes time to decide what to do with the house.
If you are the one to be leaving the house after a divorce, you will want to see how it will affect your credit. If your name is on the mortgage to the house, and your ex spouse does not pay, you will be responsible for the loan and your credit may suffer because of it. The lender wants their money no matter if you are living in the home or not. If you own money on the home it may also make it hard for you to go out and purchase your own home later on because of the outstanding balance on this one.
It will be important for you to either make arrangements with the ex that they are going to be faithful in paying the mortgage or have this documented in the divorce or you may just want to have them get your name off of the mortgage. This may require them to refinance the home in their name only so that you are not longer financially linked to the home. This is something that you will have to think about and make sure that you have everything set before the divorce is final. You want to protect yourself as well as keep things settled and peaceful with your ex.
Do you agree that divorce is biased against men?
"Enough is Enough"
I have decided enough is enough. I’m tired of seeing my fellow men, my brothers in arms, being taken advantage of again and again and again.
I’m tired of seeing them lose everything that they worked so hard to get the money to buy – like their homes and their cars.
I’m tired of seeing them lose their life savings and be forced to struggle for the rest of their lives to make child support and alimony payments that have been set way too high and that doom them to living lives of “just getting by.”
I’m so tired of this, in fact, that I’ve decided to break the lawyers’ unwritten rules and reveal the true insider secrets you need to know to win your divorce.
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Divorce makes men feel devastated...
Seb Walker (guardian.co.uk)
Divorce makes men feel devastated, confused, betrayed and even suicidal; while women are more likely to feel relieved, liberated and happy following a split, according to a report published today.
While breaking up will usually make adults feel happier than they were before, divorced men are more prone than women to find solace in drinking. They are also more likely to go back to an old flame, have casual sex or join a dating agency.
Divorced women will give greater focus than men to engaging in "positive" activities such as spending time with friends or family, or seeing a counsellor for therapy. In contrast, men will worry more about finding a new partner and throw themselves into their work as a distraction.
The survey, which questioned 3,515 divorced adults about the impact of their marital break-up, found that nearly three-quarters of those separating more than two years ago were happier now. Splitting up within the last 2 years had left 57% of divorcees happier.
But the most significant trend highlighted by the research was that women are comprehensively shown to handle divorce better than their male partners.
Recent splits had left 23% of men devastated, whereas with women the figure was lower at 20%. Of recently divorced women, 46% said they felt "liberated" at being single; only 37% of the men concurred.
Among the recent divorcees, 7% of men said they were "suicidal", as opposed to just 3% of women.
The report suggested that the figures were the result of women's "greater emotional strength", pointing to differences in coping strategies among both sexes.
Men were more likely to take time off from work (8% versus 6%) as well as being more likely to be unable to work as well as usual (13% versus 10%). More women will spend more of their time with friends (51% versus 38%), while men are more likely to turn to alcohol (33% to 23%) or casual sex (23% versus 12%).
Despite going through greater inner turmoil as the result of a divorce, men are actually more likely than women to remarry first. None of the women respondents had remarried within the first 2 years of a break-up, but 4% of the men had.
Two or more years later, 15% of the men had remarried; for women the figure was just 5%. More of the women were just not interested in a new relationship, preferring to cohabit or just date instead.
The biggest fear among both sexes after a divorce was whether they would have enough to live on, followed by concern about the impact the split might have on their children.
But the most striking aspect of the research, commissioned by Yorkshire Building Society to help design better mortgage products for divorcees, was that men were shown to suffer more emotional trauma than women following a marital break-up.
More than two years after a divorce, 41% of men were still sad about the failure of their marriage; for women the figure was only 33%.
"The differences between men and women's emotional experience of divorce is startling; women simply appear to be stronger than men throughout a break-up and afterwards," said Rachel Court, head of mortgages at Yorkshire Building Society.
A divorced fathers journey...
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STILL A DAD: THE DIVORCED FATHER'S JOURNEY by Serge Prengel (Mission Creative Energy, NY, 1999). "Even when there is no physical violence, the adversarial system fosters a climate of all-out war in which the end justifies the means." In the opinion of this men's advocacy group, if you don't get anything else, take this statement home with you. It is something that almost everyone familiar with divorce in America has come to know, but now it's official. You've read it from an expert and an advocate for change. But, Prengel's book is not an angry one. It makes good reading for both men and women. It focuses on one man's journey through the divorce process and into maturity as a father and human being. It is a, "must read", for those interested in the human experience.
STILL A DAD: THE DIVORCED FATHER'S JOURNEY by Serge Prengel (Mission Creative Energy, NY, 1999). "Even when there is no physical violence, the adversarial system fosters a climate of all-out war in which the end justifies the means." In the opinion of this men's advocacy group, if you don't get anything else, take this statement home with you. It is something that almost everyone familiar with divorce in America has come to know, but now it's official. You've read it from an expert and an advocate for change. But, Prengel's book is not an angry one. It makes good reading for both men and women. It focuses on one man's journey through the divorce process and into maturity as a father and human being. It is a, "must read", for those interested in the human experience.
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